Ten Secrets
the Insurance
Adjuster
Won't Share
With You
1. I didn't cause this accident,
but because of it I have
suffered painful injuries
requiring extensive medical
treatment. Is it reasonable for
me to expect significant
compensation for what I am
going through?
Because of their sense of fair play,
most accident victims don't realize
that in addition to payment for
medical bills, lost wages and car
repairs, the insurance companies
make available significant
compensation for "pain and
suffering."
2. I have received medical
information releases from the
insurance company adjuster.
Should I sign them?
No. An unrestricted release for
medical records should only be
signed under limited circumstances.
An attorney at Litster Injury Lawyers
can evaluate what you have signed
and revoke the signed releases that
may jeopardize your case.
3. In the past, we have used a
general practice attorney for
wills or real estate
transactions. Is it really
necessary to retain an
attorney who only practices in accident/injury law?
The attorneys at Litster Injury Lawyers
work daily with numerous insurance
companies and keep current with
the specialized laws and regulations
affecting accident cases. People
don't usually use their family doctor
for brain surgery. In the same way,
in makes sense to use an accident
attorney who knows this area of law
inside and out.
4. My medical bills are mounting
and my good credit is being
jeopardized. What can I do to
stop possible lawsuits and judgments?
We can negotiate with creditors
and help make arrangements to stop
collection and pay your bills
directly from the settlement.
5. I was a passenger in an accident
caused by a friend. Can I still
recover without causing the driver
financial hardship?
Yes. Even if the accident was caused
by a friend or family member, the accident
victim can usually be fully compensated.
A claim can be made only for the limits of
all available insurance policies.
6. I was injured in an accident
caused by an uninsured driver.
My policy provides for
underinsured and uninsured
coverage, but I am confused
about what claims are actually
covered.
Because of the confusing nature of uninsured
and underinsured coverage, few people
understand what is available under their
policies. Our experienced attorneys can
advise you on what you can claim under
your specific policy.
7. I thought about
negotiating my claim on my
own. How do I know if
the insurance adjuster's
offer is fair and
reasonable?
You don't. The fair settlement value
of your case may be worth several thousand
dollars. Remember, the adjuster works for the
insurance company and is paid to negotiate and
settle your claim for the lowest amount of money.
Our attorneys are tough, aggressive, and
experienced-and they only work for you!
Based on other successful settlements, our
accident attorneys will know the real value
of your claim.
8. If I hire an attorney, will
my case require a jury trial?
Not usually. As experienced accident
attorneys, we can generally get the
highest value for your claim without the
delay of a trial. Jury trials can delay
resolution of your claim for up to a year,
or longer. However, if the insurance company
swill not deal fairly, they often respond to
the pressure of a request for a jury trial.
9. Can the insurance adjuster limit
the medical treatment I receive?
I don't have a family doctor, I
believe I need specialized medical
treatment.
The insurance company is legally obligated to
compensate you for reasonable medical treatment
with the best medical care available, up to the
limits of the policy. If needed, we can assist
you in finding appropriate medical care. We
can make delayed payment arrangements for those
who have no health insurance.
10. Why does the insurance adjuster
recommend that I not hire an attorney?
Probably because insurance settlements
handled without an attorney are usually
significantly lower. Many people make
settling their claim a "do it yourself"
project to try and save money. But why
gamble? There is never an attorney fee
unless we win a settlement for you. But
regardless,
We'll beat the insurance company's
best offer-guaranteed.
If you already have an offer from the
insurance company, we guarantee MORE CASH
in your pocket or you pay absolutely no
attorney fee.
If you would like to talk with a representative about your case, please fill in the form below, or dial (208) 375-9392, toll-free 1-800-INJURED.
